a non-contributory health insurance plan helps


What is a Non-Contributory Health Insurance Plan?

A non-contributory health insurance plan is one in which a company pays the entire premium cost for the employees enrolled in the plan. Employees do not need to pay any portion of the premiums and the insurance coverage is provided free of charge.

Benefits of Non-Contributory Health Insurance Plans

Non-contributory health insurance plans offer many benefits, including:

  • Affordable Coverage: Employees are covered without having to pay any of their own money, making it more affordable for them. It can also be more cost-effective than other types of coverage, since employers are paying the entirety of the premiums.
  • Improved Employee Retention: By providing free health insurance, employers can attract and retain talent, resulting in improved overall morale and productivity.
  • Competitive Edge: Employers looking to attract and retain top talent can differentiate their benefits packages from competitor’s by providing free health insurance, giving them an edge when it comes to hiring.


A non-contributory health insurance plan can be a great option for businesses looking to provide affordable and competitive benefits packages to their employees. It can also result in improved employee retention and loyalty, as well as a competitive advantage in the marketplace.