Non Custodial Parent Responsibilities for Health Insurance
Having a child is a major life-changing event and brings with it many complex financial decisions. One of those decisions is deciding who is responsible for providing healthcare coverage for the child. In a divorce, it is the non-custodial parent’s responsibility to provide health insurance coverage if they are to receive court-ordered visitation.
Who is a Non Custodial Parent?
A non-custodial parent is the parent who does not have primary physical custody of a child. Although they still have legal rights and responsibilities in regards to the child, they do not live with or have sole day-to-day care of the child.
The Role of Non-Custodial Parents in Health Insurance
Non-custodial parents are responsible for providing health insurance for their child, in some cases. When deciding who is responsible for health insurance, the court will take into account a variety of factors, such as who has primary physical custody and who has primary financial responsibility. If the non-custodial parent is required to provide health insurance coverage, they typically need to provide health insurance through their own work insurance, or another private insurance option.
What are the Benefits of Non-Custodial Parent Health Insurance?
Providing health insurance for a child can have many benefits for both parents and the child. It can help to cover medical bills that may arise, it provides children with access to necessary preventative care, and it ensures that children receive proper healthcare. Having health insurance can also provide non-custodial parents with peace of mind, knowing that their child is protected in case of an illness or injury.
When a non-custodial parent is obligated to provide health insurance for their child, it is important that they comply with the court-mandated coverage. Providing health insurance for a child can help to cover medical bills, provide necessary preventative care, and ensure that the child receives proper healthcare. Having health insurance can also provide non-custodial parents with peace of mind, knowing that their child is protected in case of an illness or injury.